Concept #8 What happens when debt isn't paid?

Concept 8 of 40. One of the worse feelings in the world is owing someone.  However, its almost impossible to go through life without incurring debt.  Debt is not necessarily a bad thing.  Rather, the problem is when we don't repay our debt.  All of us are indebted to someone and this person doesn't require a monetary payment but something more valuable.